Domicile: Oklahoma

AFIC began writing health insurance business in 1999 and principally markets and underwrites dental, vision and medical gap insurance products. The company is licensed in almost 50 states, District of Columbia, Puerto Rico, and the British Virgin Islands.

AM Best affirmed the Financial Strength Rating (FSR) of A- (Excellent) and the Long-Term Issuer Credit Ratings (Long-Term ICR) of “a-” of AmFirst Insurance Company. The outlook of these credit ratings remains stable.

www.AmFirstInsco.com

AmFirst Holdings, Inc. is a Mississippi holding company whose subsidiaries consist of domestic and international insurance carriers and related service companies. There are seven insurance companies within the holding company system and three service companies that provide administrative services to the insurance carriers within the group. The ownership of AmFirst Holdings, Inc. is common to that of Morgan White Group, a holding company owning 12 insurance related service companies. Each of the members of the AmFirst Holdings provides a distinct and important role within the group.

Domicile: Puerto Rico

AmFirst Life Insurance Company I.I., based in Puerto Rico, is an internationally-renowned insurer backed by the stability of U.S. banks and the strength of the U.S. judicial system. AmFirst Life strives to meet the needs of customers in Latin America, Asia and the Caribbean by offering innovative products in the life, dental, vision, disability, medical, and savings markets.

AM Best affirmed an FSR of A- (Excellent) and a Long-Term ICR of “a-” to AmFirst Life Insurance Company, I.I. (San Juan, Puerto Rico). The outlook assigned to these Credit Ratings (ratings) is stable.

The company provides superior personal service backed by cutting-edge technology along with the confidence of being underwritten by a company domiciled in the United States. AmFirst Life is regulated by the Office of the Commissioner of Insurance of Puerto Rico, a member of the National Association of Insurance Commissioners.

www.AmFirstLife.com

Domicile: Bahamas

New Providence Life Insurance Company Limited (NPL), a Bahamas based insurer, provides cutting-edge health and life insurance products for the needs of every individual. When it comes to assembling life, health, dental & vision, disability, and savings products for the Bahamian community, the NPL team breaks the mold. NPL combines fresh ideas with unparalleled customer service to provide individuals, families, and seniors the coverage they deserve for a fraction of what it would cost elsewhere.

AM Best has assigned an FSR of A- (Excellent) and a Long-Term ICR of “a-“ to New Providence Life Insurance Company (New Providence Life) (Nassau, Bahamas). The outlook assigned to these ratings is stable.

www.NewProvidenceLife.com

Domicile: Oklahoma

TPM Life Insurance Company is the successor stock company resulting from the demutualization of Teachers Protective Mutual Life Insurance Company by order of the Pennsylvania Insurance Department. Teachers Protective Mutual had been in business since 1912. On December 30, 2015, AmFirst Insurance Company acquired 100% of the common stock of TPM Life Insurance Company of Lancaster, PA. TPM offers supplemental medical, dental and vision products in states previously not available to AmFirst.

On June 27, 2018, A.M. Best announced the upgraded Financial Strength Rating (FSR) to A- (Excellent) and the Long-Term Issuer Credit Rating (Long-Term ICR) to “a-” for TPM Life Insurance Company. The outlook of these credit ratings remains stable.

www.TPMLife.com

Domicile: New York

Monitor Life Insurance Company of New York began in 1972 in Utica, New York. For the first 33 years Monitor Life marketed group term life and individual life products in New York and other states. On January 1, 2011, Monitor Life became a wholly-owned subsidiary of AmFirst Insurance Company located in Oklahoma City, Oklahoma. At that time, Monitor Life began to sell supplemental medical and dental products in addition to its group term life products.

On June 27, 2018, A.M. Best affirmed FSR of A- (Excellent) and the Long-Term ICRs of “a-” of Monitor Life Insurance Company of New York. The outlook of these Credit Ratings remains stable.

www.MonitorLife.com

The holding company for the companies based in Puerto Rico.

London America Insurance Company (LAIC) is a Nevis domiciled captive insurer formed in 2009. LAIC is owned 100% by AmFirst Holdings and provides reinsurance to the group’s various carrier members. London America Insurance Company is a valuable asset to AmFirst Holdings and will continue to provide outstanding reinsurance.

AmFirst Capital was formed in 2018, as a wholly owned subsidiary of AmFirst Insurance Company in order to make investments on behalf of its parent company.

AMF Services, Inc is the group's administration company based in Puerto Rico, formed under the Act 20 law. The company began operations in 2017 and provides international administration services.

Domicile: Mississippi

AmFirst Specialty was formed in 2016 as a property and casualty insurance company. AmFirst Specialty, domiciled in the state of Mississippi, provides a wide range of products to the mobile home industry, such as dealer open lot coverage, manufacturer coverage to dealers, and retail mobile homeowner coverage for the buyer. AmFirst Specialty is also exploring new opportunities to sell life and health products in cooperation with other members of the AmFirst Holdings Group. AmFirst Specialty holds licenses in 15+ U.S. states.

AmFirst Specialty is very important to AmFirst Holdings because it allows the holding company to diversify its products by offering property and casualty insurance and allows new opportunities for its partners to sell life and health products.

AM Best has affirmed the Financial Strength Rating (FSR) of “A-” (Excellent) and the Long-Term Issuer Credit Rating (Long-Term ICR) of “a-” (Excellent) for AmFirst Specialty Insurance Company. The outlook of these Credit Ratings (ratings) is stable.

www.AmFirstSpecialty.com

InfoLockbox.com (also known as insurancelockbox.com) is an online storage site designed for individuals to securely retain insurance-related and medical information. It was designed after Hurricane Katrina because many of our customers could not access the information that they had stored locally.

The idea behind this service is slightly different than other catch-all cloud storage solutions. It is specifically designed to prompt the user to store specific insurance and medical data that a loved one may need in their absence. The site does not store highly sensitive data (such as credit card or social security numbers), focusing instead on information that can be used to aid in the recovery or identification of insurance documents or property holdings.

www.infolockbox.com